Modest Needs

One of the arguments against social programs like welfare is that whenever government steps in, the private sector steps out. And since everybody knows that the private sector is much more efficient than the government, you are left with an overall net loss for the people in need.

That is why it is so great to see organizations like "Modest Needs" helping those in need. There is an article in Fox News detailing their work,

Modest Needs was conceived, built and still operates on simple concept — a small investment to help an individual or a family with a utility bill, rent check or health-care invoice reaps huge rewards if it keeps its recipient employed or prevents an eviction.


Proponents of laissez-faire capitalism often point to organizations like Taylor's when arguing against the need for social safety nets such as welfare and Social Security. It's in our own self-interest to look after one another, the thinking goes, and in the absence of a state-funded social welfare system, we're more likely to come to one another's aid before letting someone slip through the cracks.

Aid that comes from friends, family or organizations like Taylor's is always more efficient, targeted, and ultimately more beneficial, than aid taken from taxpayers that's then filtered through bureaucracies at the local, state, and federal level.

Modest Needs, for example, sends its checks directly to the creditors of its beneficiaries, not to the beneficiaries themselves. That's a small innovation, but it prevents grant recipients from abusing the system — a problem most government aid programs haven't been able to overcome in a half-century or more of operation.


A program that should be encouraged.

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